If you spend a lot of money on groceries, using a rewards credit card that offers bonus rewards at the supermarket makes sense to maximize this necessary expense.
Fortunately, the best credit cards offer bonus points, miles, or cash back at the grocery store — and some even don't charge an annual fee.
The best credit card for groceries should earn more than 2% back on supermarket purchases and should offer other benefits such as purchase protection and additional bonus categories.
Business Insider's personal finance team reviewed dozens of the best grocery credit cards to bring you this list of winning recommendations. We evaluated annual fees, earning rates, and additional benefits to help you find the best credit card for groceries.
The Best Credit Cards for Groceries in 2025
| What It's For | Card | Annual Fee |
| Best for no annual fee | Capital One Savor Cash Rewards Credit Card | $0 |
| Best for online groceries | Chase Sapphire Preferred® Card | $95 |
| Best for families | Blue Cash Preferred® Card from American Express | $0 intro for the first year, then $95 rates and fees |
| Best for Whole Foods/Amazon | Prime Visa | $0 |
| Best for big-spending foodies | American Express® Gold Card | $325 rates and fees |
| Best for travelers | Citi Strata Premier℠ Card | $95 |
| Best for maximizing rewards | Citi Custom Cash℠ Card | $0 |
| Best for Costco | Costco Anywhere Visa® Card by Citi | $0 |
| Best for crypto investors | Gemini Credit Card® | $0 |
Capital One Savor Cash Rewards Credit Card: Best Grocery Credit Card with No Annual Fee
The Capital One Savor Cash Rewards Credit Card is one of the best credit cards for foodies who enjoy dining out as well as cooking at home.
It earns 3% cash back on restaurants and groceries (excluding superstores like Walmart and Target), plus generous rewards on entertainment and travel purchased through Capital One, and on select streaming services.
This no-annual-fee card doesn't charge foreign transaction fees, so it's a good card to bring along for international trips.
Read more in our Capital One Savor Cash Card review.
$0
0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)
19.24% - 29.24% Variable
Earn $200 cash back
Good to Excellent
- No annual fee
- Bonus cash back on dining, entertainment, and grocery store purchases
- Long intro APR period for purchases and balance transfers
- Other cards earn more cash back in certain bonus categories
- Not the highest sign-up bonus among cash-back cards
The Capital One Savor Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there's no annual fee to worry about.
Savor Cash Rewards Credit Card- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
- No foreign transaction fee
- No annual fee
Chase Sapphire Preferred® Card: Best Grocery Credit Card for Online Groceries
The Chase Sapphire Preferred® Card is most often praised for being one of best travel rewards credit cards, but it's surprisingly lucrative for online groceries as well.
This $95-annual-fee card earns 3 Chase Ultimate Rewards points per dollar on grocery pickup and delivery orders placed online with grocery stores, specialty food stores, and meal kit delivery services. The bonus category doesn't cover supercenters like Target or Walmart, or wholesale clubs like Costco and Sam's Club.
The Chase Sapphire Preferred® Card also earns 3 points per dollar on dining expenses, so it's a well-rounded option for people who want a single credit card that does it all — you'll also find it on our guide to the best credit cards for dining in restaurants.
Read our Chase Sapphire Preferred Card review.
$95
N/A
20.49% - 27.49% Variable
Earn 60,000 bonus points
Good to Excellent
- High intro bonus offer starts you off with lots of points
- Strong travel coverage
- Doesn't offer a Global Entry/TSA PreCheck application fee credit
If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.
Sapphire Preferred Card- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Blue Cash Preferred® Card from American Express: Best Grocery Credit Card for Families
The Blue Cash Preferred® Card from American Express is ideal for families who spend several hundred dollars a month on groceries.
The card earns 6% cash back at U.S. supermarkets on up to $6,000 in purchases each year (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as statement credits, or at Amazon.com checkout. Terms apply.
There's an annual fee of $0 intro for the first year, then $95 (rates and fees). But the Amex Blue Cash Preferred Card is a no-brainer in Year 1 of ownership since you'll earn $360 in cash back over the course of the year if you max out the 6% bonus by spending $500 a month on groceries. Terms apply.
After the first year, you'll break even on the annual fee (rates and fees) once you've spent $1,600 on groceries, and earn $265 a year in cash back if you max out the $6,000 annual bonus limit. Terms apply.
Pro tip: This card also appears on our guide to the best credit cards for gas purchases because it earns 3% back at U.S. gas stations and on transit. It also earns 6% back on select streaming services, and 1% on all other purchases. Terms apply.
Read our American Express Blue Cash Preferred review.
$0 intro for the first year, then $95
0% intro APR for 12 months on purchases and balance transfers from the date of account opening
18.24% - 29.24% Variable
Earn a $250 statement credit
Good to Excellent
- Generous bonus rewards, especially at U.S. supermarkets
- One of a small handful of credit cards that offer bonus rewards on select streaming services
- Intro APR offer
- Unlike many other cash-back cards, it charges an annual fee
- If you spend more than $6,000 at US supermarkets each year, you'll want to use another card once you reach that cap
The Amex Blue Cash Preferred is one of the best cash-back cards, particularly for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee is worth it if your typical spending lines up with the card's bonus categories.
Amex Blue Cash Preferred Card- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations.
- 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Prime Visa: Best Grocery Credit Card for Whole Foods and Amazon Prime Shoppers
The Amazon Prime Visa is designed for households with Amazon Prime membership or who shop at Whole Foods. This no-annual-fee credit card earns 5% on Amazon purchases including Amazon Fresh, and at Whole Foods including grocery delivery and pickup orders.
Cardholders also earn 5% on travel booked through Chase Travel℠, 2% back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases.
If you shop at other supermarkets, however, you'll likely earn better rewards with a different card that earns bonuses across all grocery stores. And if you don't have an Amazon Prime membership, the card only earns 3% back instead of 5% at Whole Foods, Amazon, and Chase Travel.
Read our Amazon Prime Visa Card review.
$0
N/A
19.49% - 28.24% Variable
Get a $100 Amazon Gift Card
Good to Excellent
- 5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat
- Good travel benefits and purchase protections
- No annual fee
- Must be an Amazon Prime member to qualify
- Other cards offer higher cash-back rates on non-Amazon purchases
The Amazon Prime Visa is a good choice if you're already an Amazon Prime member — and do quite a bit of online shopping. It comes with decent benefits for a no-annual-fee credit card, and its earning rates are exceptional.
Prime Visa- Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
American Express® Gold Card: Best Grocery Credit Card for Big Spenders and Foodies
The American Express® Gold Card is a great choice for big spenders who spend five figures on premium groceries and restaurants each year.
This premium credit card earns 4 points on up to $25,000 in combined annual purchases (then 1 point) at U.S. supermarkets, and at restaurants on up to $50,000 in purchases per calendar year, then 1 point. Terms apply.
Amex Gold Cardholders break even on the $325 annual fee (rates and fees) each year after spending approximately $4,500 across groceries and restaurants, since Business Insider values Amex points at an average value of 1.8 cents apiece. If you consistently spend more than $400 a month on dining out and cooking at home, this card makes a lot of sense for you. Terms apply.
Cardholders can also enroll to receive several hundred dollars' worth of annual credits toward food purchases. If you can use these perks, they go a long way toward further justifying the Amex Gold Card's high annual fee (rates and fees).
Notable benefits include up to $100 Resy credit (in semi-annual installments of up to $50 apiece), plus $120 in Uber Cash (in monthly increments of up to $10), which can be used toward Uber Eats as well as rideshares. These benefits are not active until you enroll, and terms apply.
Read our Amex Gold Card review for more information on this card.
$325
N/A
See Pay Over Time APR
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new card in your first six months of Card Membership
Good to Excellent
- Great rewards for dining and for shopping at U.S. supermarkets
- Monthly statement credit for eligible dining purchases recoups some of the annual fee
- Underwhelming welcome bonus
Foodies and travelers alike will appreciate the American Express Gold's generous welcome bonus and Membership Rewards points earning. Its Uber Cash credits are useful for rides and Uber Eats, and monthly dining credits with participating merchants like GrubHub and Seamless are easy to use.
Amex Gold Card- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Citi Strata Premier℠ Card: Best Grocery Credit Card for Travelers
The Citi Strata Premier℠ Card is another well-rounded travel credit card that earns bonus rewards in many additional categories, including at grocery stores.
The card earns 3 Citi ThankYou points per dollar spent at supermarkets, gas stations, restaurants, hotels, and on airfare, and 1 point per dollar on all other eligible purchases. Coupled with a reasonable annual fee of $95 and no foreign transaction fees, this card is perfect for international travelers who want to charge everything trip-related on a single credit card.
Citi points are incredibly versatile — you can transfer points to airline and hotel partners, use them to book travel through the Citi ThankYou Travel portal, or redeem them for gift cards, cash back, merchandise, and more.
Read our Citi Premier Card review.
$95
N/A
20.24% - 28.24% Variable
Earn 75,000 bonus points
Good to Excellent
- Earn 3 points on most travel, restaurants, gas/EV charging, and supermarkets
- Earn 10 points on hotels, rental cars, and attractions booked via Citi Travel
- $100 annual hotel credit on a single stay of $500 or more
- No foreign transaction fees
- Trip delay/interruption benefits and lost/damaged baggage coverage
- Has an annual fee
- Citi Travel rates often are higher than retail cost of travel
Citi Custom Cash℠ Card: Best Grocery Credit Card for Maximizing Rewards
The Citi Custom Cash℠ Card is best for people who are willing to work a little harder to earn maximum returns. This no-annual-fee card earns 5 points (5% back) in your highest eligible category each billing cycle, on up to $500 in spending, then 1 point per dollar.
Qualifying 5% categories include grocery stores, restaurants, gas stations, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.
You'll only earn 5% on the single bonus category of your choice, and bonus rewards are capped after you've spent $500 each billing cycle. So this card is ideal if you're willing to use it exclusively for groceries (or another bonus category of your choice) and keep it in your sock drawer the rest of the time, or if you don't mind foregoing additional rewards on other purchases.
Read our Citi Custom Cash Card review.
Pro tip: You can combine rewards earned across Citi credit cards like the Citi Strata Premier℠ Card and the Citi Custom Cash℠ Card to reach your earning goals more quickly.
$0
0% intro APR on balance transfers and purchases for 15 months
18.24% - 28.24% Variable
Earn $200 cash back (fulfilled as 20,000 ThankYou® Points)
Excellent, Good, Fair
- Flexibility to customize rewards by earning 5% cash back on up to $500 per billing cycle in your top spending category (from a list)
- Generous welcome offer for a no-annual-fee card
- No rotating bonus categories to sign up for or track
- Redeem for cash back, travel, gift cards, and more
- Only earns 1% back outside of $500 in top spending category each billing cycle
- Foreign transaction fee of 3%
The Citi Custom Cash℠ Card offers a solid welcome bonus and 5% cash back on up to $500 in purchases in your top spending category every billing cycle. There's no annual fee and you won't need to keep track of rotating bonus categories, but keep in mind it only earns 1% back outside of your highest spend category each month.
Citi Custom Cash CardCostco Anywhere Visa® Card by Citi: Best for Costco Fans
The Costco Anywhere Visa® Card by Citi is an anomaly on this list because it only earns 2% cash back on Costco purchases (and 1% on groceries and other purchases elsewhere). But for loyalists who do all of their shopping at this wholesale club, this card offers one of the best ways to maximize your Costco purchases.
This card is best for gas and EV charging purchases. It earns 5% back at Costco, and 4% cash back on non-Costco gas and EV charging expenses worldwide, on up to $7,000 in combined purchases per year (then 1%). It also earns 3% back at restaurants and on eligible travel purchases worldwide, including through Costco Travel.
This card doesn't have an annual fee, but you need an active Costco membership to earn rewards. You'll receive a rewards certificate each February for the full amount you earned in the previous year, which can be redeemed for cash back or merchandise through Costco.
Read our Costco Anywhere Visa card review.
$0
N/A
19.49% - 27.49% Variable
N/A
Excellent
- Generous cash-back categories, especially for gas purchases
- No foreign transaction fee
- You can only receive rewards once per year
- You need to visit a Costco location to redeem rewards for cash back instead of merchandise
If you're a Costco member and you spend a lot of money on gas or EV charging, the Costco Anywhere Visa® Card by Citi card can a great option. Just remember that your rewards will only become available to you once per year, and that you'll have to visit a brick-and-mortar Costco store to get your cash back or to cash in your rewards for merchandise.
Costco Anywhere Visa® Card by CitiGemini Credit Card®: Best Grocery Credit Card for Crypto Investors
The Gemini Card offers a unique way to earn cryptocurrency on everyday expenses. This Mastercard allows you to earn instant rewards in the digital currency of choice out of more than 50 popular options, including bitcoin and ether.
This no-annual-fee card only earns 2% back on groceries, but it also earns 3% on dining, plus 4% back on gas and EV charging on up to $200 per month, then 1%. It earns 1% back on everything else, and doesn't charge foreign transaction fees.
As with other crypto-based products, current customers have several warnings to share about the Gemini Card. Reward returns are unpredictable because of the volatile nature of cryptocurrency. And unlike cash back or travel rewards, you can't use crypto to pay off your credit card statement balance. Furthermore, you may incur fees when selling or converting your rewards.
$0
N/A
17.24% - 29.24% variable
Earn $200 in crypto
Good to Excellent
- No annual fee
- Generous rewards on gas and dining
- No foreign transaction fees
- Rewards are limited to a single cryptocurrency of your choice (from a list of options including bitcoin and ether)
- Crypto is more volatile than cash back or travel rewards
- Cannot pay off outstanding balances with crypto rewards
The Gemini Credit Card is best for risk-tolerant investors who want to earn bitcoin and other cryptocurrency from everyday expenses like gas, dining, and groceries. This card doesn't charge annual fees or foreign transaction fees, and cardholders can add authorized users at no additional cost.
Gemini Card- Rewards with the power to grow
- Invest as you spend
- Instant crypto rewards
- No annual fee and no foreign transaction fees
- You can earn bitcoin, ethereum, or 50+ other cryptos available on Gemini
- Easily change the crypto you want to earn back, as often as you want
Stores that Earn Bonus Rewards on Credit Cards for Groceries
Each bank has a slightly different definition of what counts as a grocery store purchase when it comes to earning bonus rewards. Most credit card networks do not code purchases from superstores like Walmart or Target, or warehouse clubs like Costco, as groceries, so you typically won't earn extra points or cash back on those purchases.
There are other restrictions to keep in mind. For example, American Express only awards bonus points or cash back at "U.S. supermarkets" and not retailers abroad. It defines supermarkets as retailers that offer a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products, and pet supplies. This does not include superstores, convenience stores, warehouse clubs, or meal-kit delivery services.
Meanwhile, Chase's definition includes supermarkets, merchants that offer a full-service grocery line of merchandise including a deli and bakery, and smaller grocery stores. Larger stores that sell a wide variety of goods and groceries, like warehouse clubs, discount stores, drugstores, and merchants that specialize in only a few grocery items aren't included, but delivery service merchants (like Instacart) are included if they classify as a grocery store merchant.
Grocery Store Credit Cards
From time to time, you'll come across a supermarket chain that issues its own credit card for groceries.
For instance, Texas-based grocery store H-E-B offers its own credit card that earns 5% cash back on all H-E-B-brand products and 1.5% cash back on everything else. And of course, the Target Circle™️ Card earns 5% back on eligible Target purchases, while the Prime Visa earns 5% back on eligible Amazon and Whole Foods purchases if you have an Amazon Prime membership.
It may be worth your while to get a grocery store-issued credit card if you shop almost exclusively at that chain, and if the rewards are worth the hassle of juggling an extra card in your wallet. In most situations, you'll do best by choosing one of the best credit cards for groceries that earns bonus rewards regardless of the chain.
Additional Bonus Categories on the Best Credit Cards for Groceries
There isn't a one-size-fits-all for supermarket shopping, even across the best grocery credit cards.
Some cards like the Citi Strata Premier℠ Card and the Chase Sapphire Preferred® Card earn "good enough" bonuses on most expenses that some shoppers don't mind leaving a little extra earning opportunity on the table in exchange for simplicity. Other cards like the Citi Custom Cash℠ Card are best for people willing to do extra work, like tracking bonus categories and earning limits, for maximum rewards.
Rotating Category Credit Cards for Groceries
In fact, some of the best credit cards for groceries aren't featured in this guide because they take a lot of extra work.
The Discover it® Cash Back and the Chase Freedom Flex® both earn 5% bonuses on categories that rotate each quarter, which almost always includes groceries at least once a year.
But both cards require a lot of management: Cardholders must remember each quarter's bonus categories and exclusions, and avoid spending beyond the quarterly cap of $1,500 for bonuses unless they're willing to waste earning potential.
We didn't include these cards in this guide despite their generous rates of return because most people won't want to go to the hassle for a few extra percentage points of cash back. If you're interested, read more in our Chase Freedom card quarterly bonus categories calendar and our Discover cash back calendar.
Why You Should Trust Us: How We Chose the Best Credit Cards for Groceries
Business Insider's editorial team evaluates all credit cards with financial objectivity. We narrowed down our list of the best credit cards for grocery shopping by evaluating several factors:
- Ease of use — Does the card have a straightforward rewards program? Are there any restrictions on earning bonus rewards?
- Earning potential — What bonus do you earn at the supermarket with this card, and are there other bonus categories that reward everyday spending?
- Annual fee — Some rewards credit cards have no annual fee, but for those that do charge one, are there additional benefits that make it worth it?
- Cards for various types of consumers — We chose cards to reflect different types of spending, from families looking to earn the most cash back to those who prefer shopping online.
Learn more about how we rate and review credit cards at Business Insider.
FAQs
Are grocery credit cards worth it?
Yes, grocery credit cards are worth it for most people, especially if you spend a lot of money at supermarkets each year. The best credit cards for groceries also earn bonus rewards in other everyday categories. For example, the Citi Strata Premier℠ Card earns 3 points per dollar at supermarkets, restaurants, and gas stations, as well as on flights and hotels.
What's the best credit card for cash back on groceries?
One of the best credit cards for cash back on groceries is the Blue Cash Preferred® Card from American Express. It earns the highest amount of cash back on groceries in the U.S. at 6% (on up to $6,000 in purchases each year (then 1%). Terms apply. If you don't want to pay an annual fee, the Capital One Savor Cash Rewards Credit Card earns 3% cash back on all eligible grocery purchases.
What is the best credit card for groceries and gas?
One of the best credit cards for groceries and gas is the Blue Cash Preferred® Card from American Express, which earns 6% at U.S. supermarkets (on up to $6,000 a year, then 1%), and 3% on gas and EV charging purchases. Terms apply.
For rates and fees of the American Express® Gold Card, please click here.
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
**Enrollment required.
***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
