15.51% to 15.92%
$25 to $150 monthly
N/A
$600 to $3,600
- Four different plans
- Customers eligible for Visa secured credit card
- No hard credit check
- Available in all 50 states
- Relatively high APRs for credit builder loan
- Only 24-month payment periods available
Self's credit builder loan is one of the few credit-builder loans available in all 50 states. Self offers four payment plans between $25 and $150 per month, all of which take 24 months to complete. Self doesn't perform a hard credit inquiry, and it reports to all three credit bureaus, but that's the bare minimum for a loan designed to build credit.
Self Credit Builder Account- No hard credit report pull
- Reports to all 3 bureaus
- Build credit AND savings
- Join over 1 million credit builders
- Unlock a Secured Credit Card after meeting eligibility criteria
- 24 months loan duration
$0
None
No Credit History, Poor
- No credit check required for approval
- No annual fee
- Build credit with responsible use
- No welcome bonus or rewards
- Requires a Chime checking account
- No ability to carry a balance
If you have a problematic credit history or none at all, the card offers a way to get the functionality of a credit card without having to undergo a standard credit check. The card can help you build credit by reporting activity on your account to the major credit bureaus. However, it doesn't earn rewards and can't be converted to an unsecured card, so it may not be your best option. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
Chime Credit Builder Secured Visa- No credit check required for approval
- No annual fee
- No welcome bonus or rewards
- Requires a Chime checking account
- No ability to carry a balance
