Learn more at the Elements Financial website or compare nationally available offers below.
Featured Nationally Available CD and Savings Rates
| Account Name | APYs (Annual Percentage Yields) are accurate as of 04/15/2025 | Minimum Account Opening Balance |
| LendingClub LevelUp Savings Account | up to 4.40%* | $0 |
| Forbright Growth Savings | 4.25% | $0 |
| Western Alliance Bank High Yield Savings Account | 4.25% APY. Plus, new customers can earn $250 with code GET250 at sign-up. | $1 to open an account. $25,000 minimum to earn new customer bonus. |
| Western Alliance Bank 3 Month CD, powered by Raisin | 4.30% | $1 |
| Barclays 6 Month Online CD | 3.80% | $0 |
| LendingClub 10 Month CD | 4.00% | $500 |
| Synchrony 13 Month CD | 4.35% | $0 |
| Discover 18 Month CD | 3.80% | $0 |
| Bread Savings 2 Year High-Yield CD | 4.00% | $1,500 |
| UNCLE Credit Union 3 Year CD | 4.20% | $1 |
*LendingClub LevelUp Savings Account: Earn 4.40% APY when you deposit at least $250 per month, earn 3.40% standard APY if minimum isn't met.
**CIT Bank Platinum Savings: Transfer a one-time deposit of $50,000+ for a Bonus of $300 or a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
***Synchrony High Yield Savings Account: Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal accounts only. Fees may reduce earnings. For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
****SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
*****Valley Direct High Yield Savings Promo Account: New customers only
