Rosland Capital is a gold IRA company with competitive pricing for fee-conscious investors. You can buy physical gold directly or invest in an IRA. However, potential investors may find its old-fashioned website off-putting.
Business Insider's personal finance team compared Rosland Capital to the best gold IRAs and found it to be an industry leader for its transparent fee structure and portfolio flexibility.
Pros and Cons
Rosland Capital Pros
- Low minimum balance requirement of $2,000
- Flat rate fees displayed on its website
- Exclusive specialty coins available
Rosland Capital Cons
- Not a lot of information about the company on the website; it is more product-focused
- Doesn't appear to be a way to open an account without calling and speaking with a representative
- No mobile app
Open an Account
$2,000
$50 one-time set-up fee, $100 annual maintenance fee, a storage fee of $100 or $150, and a $40 paper statement fee (if you choose to receive paper statements)
- Low set-up fee ($50)
- Supports gold, silver, and platinum
- Relatively low minimum balance requirement
- Offers users $1,000 in free gold for on orders above $20,000 (up to $15,000 in free products)
- New users receive a free, informational gold kit
- No mobile apps
- No way to open account without speaking to a representative
- Limited information on company website
Rosland Capital's investment selection consists of gold, silver, and platinum, so the platform is perfect for precious metals-minded investors.
Compare Rosland Capital Gold
Free Gold Investing Guide, $246 per year, flat rate fee for Gold IRAs.
- All American Assets lists its inventory and pricing online without having to speak to a specialist
- Annual subscription fee
- Offers free shipping and insurance
- Ability to roll over a 401k, IRA, or Annuity into Physical Gold & Silver
- Offers 24/7 customer service
- $246 flat rate yearly fee
$20,000
$50 set up fee and an annual $125; storage costs between $100 to $175 annually
- History of reputable customer support
- Guidance on IRA rollovers
- One year of free storage and no administration fees ($50,000 minimum to unlock)
- You can only purchase precious metals over the phone
- Platinum and palladium assets not listed on website
None
Call company representative for more information
- Gold and silver IRAs
- Supports rollovers for 403(b)s, thrift savings plans, savings accounts, and IRAs
- You can request to have gold directly delivered to you
- You can either receive distributions as physical gold, or have Goldco convert the gold into cash for you
- No mobile app
Goldco is one of the best gold IRAs. It offers gold self-directed IRAs, as well as silver IRAs.
GoldcoRosland Capital Overview
Rosland Capital is a precious metals dealer offering a wide range of gold, silver, platinum, and exclusive products. You can buy gold directly, including specialty coins, or invest in a gold IRA to hedge against inflation and mitigate portfolio risk.
Precious metals are one type of alternative commodity investment often featured in investment portfolios to protect investors against market risk and volatility. Like the best commodity trading apps, you can invest in gold with Rosland Capital to diversify your portfolio outside traditional stocks and bonds.
Rosland Capital is a precious metal wholesaler, which means it makes money by marking up items before selling them to customers. While some gold companies charge a fee to buy back gold from customers, Rosland charges a commission only when selling items.
Rosland Capital offers educational resources, including guides, a free gold kit, and helpful videos. It frequently collaborates with outside organizations, such as sports teams, to offer exclusive specialty coins.
It's best for investors who want to add precious metals to their diversified portfolios, whether through a gold IRA or by purchasing precious metals directly. But besides pricing, Rosland is not significantly different from other gold IRA companies.
Rosland Capital provides high-quality customer support that aims to educate customers on gold investing. Precious metal specialists are available via phone or email Monday through Friday from 7 a.m. to 6 p.m. PST.
Though the company was founded less than 20 years ago, the look and feel of the website feels antiquated and cluttered. The company also doesn't appear to invest significantly in PR or advertising like other firms in this space. Neither of these items makes the company less trustworthy, but would-be investors may feel more reassured with a company that does more outreach and is easier to research.
Ways to Invest With Rosland Capital
To open an account with Rosland Capital, you must call the representative number listed on the website. There is also a form to enter your contact information for a representative to contact you.
After speaking with the representative, they will send over the paperwork needed to complete the opening process. You will be asked to fund the account via rollover in the case of an IRA, or with a check or wire transfer if you opt to hold physical metals.
Rosland Capital has a $2,000 minimum purchase requirement.
Rosland Capital Gold IRA
With a Rosland Capital Gold IRA, you can invest in gold and other precious metals with the tax benefits of a retirement account. The company offers traditional and Roth IRA options, providing flexibility depending on the investor's preference.
There are several options available to prospective investors, including precious metal bars and a wide range of premium and exclusive coins.
The representatives at the company strongly encourage you to open an IRA via rollover, which requires a $10,000 minimum. With $20,000 or more, you can receive one year of free storage, according to the representatives we spoke with.
Once the account is open, you can buy and sell a range of precious metals, which will be shipped and stored at a secure facility. Precious metal investment options at Rosland Capital include specialty coins, gold bullion, silver, and platinum. To monitor prices and the performance of your investment, you can call your representative or use the client portal provided after the account is opened.
In 2024 and 2025, IRAs of any type have a contribution limit of $7,000 for those under the age of 50 and $8,000 for those aged 50 and up. Opening a new gold IRA does not increase your contribution limit.
Buying Physical Gold Directly with Rosland Capital
If you want to own gold outside of an IRA, Rosland Capital allows investors to purchase precious metals directly and have them shipped to their homes.
Rosland has a large inventory, including exclusive branded items like PGA Tour Coins and Formula 1 Championship coins.
The Formula 1 Coin Collection is a gold and silver collection celebrating prestigious motor racing events worldwide, such as the Formula One World Championship. The coins feature all the scheduled motor racing events from 2020 to 2023.
This option requires a minimum purchase of $2,000, a $49 shipping fee that can be waived with a larger purchase amount, and commission fees, which can vary.
Another Rosland Capital exclusive collection is the PGA TOUR Coin Collection, a collection of gold and silver coins honoring professional golf. Featured coins celebrate the 2017 Presidents Cup and a series of golfers.
Rosland Capital Trustworthiness
The Better Business Bureau has given Rosland Capital LLC an A+ rating. BBB ratings range from A+ to F and reflect the bureau's opinions of a company's customer-compliant history, business practices, and advertising and licensing information. Rosland's A+ is the highest possible rating.
Rosland is also a BBB-accredited business, meaning it meets the BBB's standards of trustworthiness for transparency, integrity, and responsiveness.
Rosland Capital is free of recent lawsuits or scandals.
Rosland Capital Fees
Rosland Capital has a minimum purchase requirement of $2,000.
According to Rosland Capital's website, there are no fees for establishing an IRA account. However, Equity Institutional, the IRA custodian, does charge fees. There is a one-time $50 setup fee and annual fees, including a $100 maintenance fee and a $100 to $150 storage fee, depending on the type of storage chosen.
There is also a $40 statement fee for customers who prefer paper statements, though electronic statements are free of charge.
If you decide to buy and hold physical gold on your own and not through an IRA, there is a $49 shipping fee, which is waived with a $10,000 purchase. Lastly, Rosland Capital charges a commission, also known as a spread, when you purchase gold. This percentage can range between 4% and 33% and varies depending on the type of metal you are buying.
Rosland Capital Alternatives
Here's how Rosland Capital compares to similar platforms.
Rosland Capital vs. American Hartford Gold
American Hartford Gold shares many similarities with Rosland Capital, though Rosland has lower fees and minimums across the board. Both offer gold IRAs and the option to buy and have precious metals shipped directly to your home. Despite the similarities in their offerings, investors may feel much more familiar with AHG due to its celebrity endorsements and sponsorships.
AHG provides regular updates on the status of your precious metals. Rosland Capital does not offer this feature
Rosland Capital vs. Lear Capital
Lear Capital has been in the precious metals industry since 1997 and previously employed Rosland Capital's CEO, Marin Aleksov. Unlike Rosland Capital, Lear offers a branded IRA called the Lear Advantage IRA that offers free IRA setup and storage and a 24-hour risk-free purchase guarantee, among other benefits.
Compared to Rosland Capital, Lear is slightly more transparent in the account opening process and fees and can be found quite easily on the FAQ section of its website.
However, Rosland Capital's gold IRA is more affordable, with lower setup fees.
Rosland Capital FAQs
Is Rosland Capital a legitimate company?
Rosland Capital is a legitimate company that invests in precious metals, including gold, silver, platinum, and specialty coins. Both beginners and experienced investors can diversify their portfolios with Rosland Capital. However, the firm lacks trading tools and features.
How does Rosland Capital differentiate itself from other precious metal dealers?
Rosland Capital is a top-performing precious dealer offering educational resources and strong customer service. Its best features are its low fee structure, exclusive coins, and educational resources. Rosland also frequently collaborates with outside organizations to offer exclusive specialty coins.
What are the fees and pricing like with Rosland Capital?
Rosland Capital fees and pricing include a required $2,000 minimum purchase. There's a one-time $50 setup fee and an annual fee ranging from $200 to $250.
Can Rosland Capital assist with setting up a Precious Metals IRA?
Rosland Capital can help investors set up a Precious Metals IRA and walk them through the steps via email or phone. To streamline the sign-in process, Rosland Capital works with IRA custodians who specialize in managing precious metals.
How do customers rate their experience with Rosland Capital?
Rosland Capital has received overwhelmingly positive customer feedback due to the company's knowledgeable staff, educational resources, and quality of products. However, like any business, there are mixed reviews from individuals who had bad experiences with Rosland Capital.
Why You Should Trust Us: How We Reviewed Rosland Capital
We evaluated Rosland Capital using Business Insider's methodology for rating investing platforms. We examined fees, customer service experience, and investment options and rated them on a scale of 1 to 5. Rosland Capital was examined with a focus on how it performed in each category and how it stacks up against other companies offering gold IRAs and precious metals.
Business Insider's Overall Rosland Capital Rating
| Feature | Rating (out of 5) |
| Liquidity | 4.50 |
| Customer support | 4.50 |
| Security | 4.50 |
| Ethics | 5.00 |
| Access | 3.50 |
| Fees | 4.00 |
| Investment selection | 4.00 |
| Overall score | 4.25 |
